6 FundingPips challenges, rules checked on FundingPips' own site on 1 November 2026. Each one is put through 20,000 simulated attempts with the same trader, so you can see what the rules do to your odds.
Independent. Rules checked on each firm's own site. Ranking is never paid for.
The cheapest FundingPips route to a funded $100K account is 1-Step Flex · 2% daily. For a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, it passes 99% of attempts in about 14 trading days, and getting funded costs $536 on average, failed attempts included.
| Plan | Target | Daily | Max loss | Fee | Pass chance | Avg. to funded |
|---|---|---|---|---|---|---|
| 1-Step Flex · 2% dailyFundingPips · 1-step | 12% | 2% | 12% static | $529 | 99% | $536 |
| 2-Step ProFundingPips · 2-step | 6% → 6% | 3% | 6% static | $466 | 82% | $566 |
| 2-Step Standard · 3% dailyFundingPips · 2-step | 8% → 5% | 3% | 10% static | $544 | 96% | $569 |
| 2-Step FlexFundingPips · 2-step | 10% → 8% | 4% | 12% static | $555 | 98% | $569 |
| 1-Step Flex · 3% dailyFundingPips · 1-step | 12% | 3% | 12% static | $666 | 99% | $674 |
| 2-Step Standard · 5% dailyFundingPips · 2-step | 8% → 5% | 5% | 10% static | $652 | 96% | $682 |
Reference trader: 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, no extra trading costs, 20,000 simulated attempts per plan, $100K accounts unless shown otherwise. Avg. to funded is the fee divided by the pass chance: what you spend on average, failed attempts included, before you hold a funded account. How the simulation works.
| Plan | 0.5% risk | 1% risk | 2% risk |
|---|---|---|---|
| 2-Step Standard · 3% daily2-step · $100K | 99%+ | 96% | 23% |
| 2-Step Standard · 5% daily2-step · $100K | 99%+ | 96% | 79% |
| 2-Step Pro2-step · $100K | 98% | 82% | 21% |
| 2-Step Flex2-step · $100K | 99%+ | 98% | 83% |
| 1-Step Flex · 2% daily1-step · $100K | 99%+ | 99% | 15% |
| 1-Step Flex · 3% daily1-step · $100K | 99%+ | 99% | 31% |
Risk per trade moves these numbers more than the choice of plan. 1-Step Flex · 2% daily goes from 99%+ at 0.5% risk to 15% at 2%: at 2% risk, 100% of failed attempts end on the 2% daily limit: a single losing trade hits it. At 0.5% risk the best pass chance at FundingPips is 2-Step Flex (99%+), though smaller risk also means more days to reach the target.
The reference trader is not you. Your win rate, R:R and risk decide which FundingPips plan suits you. The calculator ranks all 22 plans for your own numbers.
Run your own numbersRules and prices confirmed on FundingPips' own site. The cheaper Standard variant: same 8% then 5% targets, 10% static max loss and 3 minimum days per phase, with a 3% daily limit. No $200K tier.
In the simulation: 96% of attempts pass, in about 17 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on FundingPips' own site: 8% then 5%, 5% daily, 10% static max loss, 3 minimum days per phase. Costs roughly 20% more than the 3% variant for the extra daily room. No $200K tier.
In the simulation: 96% of attempts pass, in about 17 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on FundingPips' own site. Lower targets (6% and 6%) bought with a much tighter envelope: 3% daily and 6% total. The cheapest FundingPips plan at every size, and the only one with a $200K tier. No minimum trading days.
In the simulation: 82% of attempts pass, in about 14 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on FundingPips' own site: 10% then 8%, 4% daily, 12% static max loss, 1 minimum day. The highest combined target in this set, bought with the widest envelope: a slow but forgiving plan. No $200K tier.
In the simulation: 98% of attempts pass, in about 23 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on FundingPips' own site. The cheaper of the two 1-Step Flex variants: same 12% target and 12% static max loss, but a 2% daily limit. At 1% risk per trade, three losers in a day end the account. No minimum days, no $200K tier.
In the simulation: 99% of attempts pass, in about 14 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on FundingPips' own site. Same 12% target and 12% static max loss as the 2% variant, with a 3% daily limit for roughly 25–45% more. Whether that is worth it depends almost entirely on your risk per trade. No minimum days, no $200K tier.
In the simulation: 99% of attempts pass, in about 14 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Among all 20 plans at $100K, FundingPips' best plan ranks #6 on cost to get funded for the reference trader. See the full ranking.
At $100K, the lowest fee is 2-Step Pro at $466. The cheapest route to actually getting funded, failed attempts included, is 1-Step Flex · 2% daily at $536 on average for a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day.
It depends on the plan: 2-Step Standard · 3% daily: 3% of day-open balance; 2-Step Standard · 5% daily: 5% of day-open balance; 2-Step Pro: 3% of day-open balance; 2-Step Flex: 4% of day-open balance; 1-Step Flex · 2% daily: 2% of day-open balance; 1-Step Flex · 3% daily: 3% of day-open balance.
No. Every FundingPips plan here uses a static maximum loss, measured from the starting balance.
2-Step Standard · 3% daily: 3 per phase; 2-Step Standard · 5% daily: 3 per phase; 2-Step Pro: none; 2-Step Flex: 1 per phase; 1-Step Flex · 2% daily: none; 1-Step Flex · 3% daily: none.
Your pass chance depends on your own win rate, R:R and risk more than on the firm. For a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, the simulated pass chance at FundingPips ranges from 82% (2-Step Pro) to 99% (1-Step Flex · 3% daily). Put your own numbers into the calculator to see yours.
FundingPips has a Trustpilot score of 4.5 (checked 4 November 2026). This site ranks rule sets, not whether a firm pays out; read recent reviews and FundingPips's own payout terms before you buy.
Read FundingPips' own rules before you pay: prop firms change their rules often. Spotted a change? Mail deals@propfirmodds.app.