Both firms' $100K challenges, with rules checked on their own sites, put through the same 20,000 simulated attempts.
Independent. Rules checked on each firm's own site. Ranking is never paid for.
For a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day on a $100K account, Alpha Capital is the cheaper route to funded: Alpha Pro 10% costs $468 on average, failed attempts included, against $536 for FundingPips' 1-Step Flex · 2% daily, about $68 less. Change the trader and the answer can flip, which is why the calculator exists.
| FundingPips | Alpha Capital | |
|---|---|---|
| Cheapest route to funded | 1-Step Flex · 2% daily | Alpha Pro 10% |
| Fee | $529 | $447 |
| Pass chance | 99% | 96% |
| Trading days (median pass) | 14 | 19 |
| Avg. to funded | $536 | $468 |
| Target | 12% | 10% → 5% |
| Daily loss | 2% | 5% |
| Max loss | 12% static | 10% static |
| Min. days | none | 1 per phase |
| Trustpilot | 4.5 | 4.5 |
Reference trader: 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, no extra trading costs, 20,000 simulated attempts per plan, $100K accounts unless shown otherwise. Avg. to funded is the fee divided by the pass chance: what you spend on average, failed attempts included, before you hold a funded account. How the simulation works.
| Type | FundingPips | Alpha Capital | Cheaper |
|---|---|---|---|
| 1-step | 1-Step Flex · 2% daily$536 · 99% pass | Alpha One 6%$649 · 61% pass | FundingPips |
| 2-step | 2-Step Pro$566 · 82% pass | Alpha Pro 10%$468 · 96% pass | Alpha Capital |
| Plan | 0.5% risk | 1% risk | 2% risk |
|---|---|---|---|
| 1-Step Flex · 2% dailyFundingPips | 99%+ | 99% | 15% |
| Alpha Pro 10%Alpha Capital | 99%+ | 96% | 78% |
The reference trader is not you. Run both firms against your own win rate, R:R and risk. The calculator ranks every plan for your numbers.
Run your own numbers| Plan | Target | Daily | Max loss | Fee | Pass chance | Avg. to funded |
|---|---|---|---|---|---|---|
| Alpha Pro 10%Alpha Capital · 2-step | 10% → 5% | 5% | 10% static | $447 | 96% | $468 |
| Alpha Pro 6%Alpha Capital · 2-step | 6% → 6% | 3% | 6% static | $397 | 82% | $482 |
| 1-Step Flex · 2% dailyFundingPips · 1-step | 12% | 2% | 12% static | $529 | 99% | $536 |
| 2-Step ProFundingPips · 2-step | 6% → 6% | 3% | 6% static | $466 | 82% | $566 |
| 2-Step Standard · 3% dailyFundingPips · 2-step | 8% → 5% | 3% | 10% static | $544 | 96% | $569 |
| 2-Step FlexFundingPips · 2-step | 10% → 8% | 4% | 12% static | $555 | 98% | $569 |
| Alpha Pro 8%Alpha Capital · 2-step | 8% → 5% | 4% | 8% static | $527 | 91% | $579 |
| SwingAlpha Capital · 2-step | 10% → 5% | 5% | 10% static | $577 | 96% | $604 |
| Alpha One 6%Alpha Capital · 1-step | 6% | 3% | 4% trailing | $397 | 61% | $649 |
| 1-Step Flex · 3% dailyFundingPips · 1-step | 12% | 3% | 12% static | $666 | 99% | $674 |
| 2-Step Standard · 5% dailyFundingPips · 2-step | 8% → 5% | 5% | 10% static | $652 | 96% | $682 |
| Alpha One 10%Alpha Capital · 1-step | 10% | 4% | 6% trailing | $477 | 70% | $686 |
| Alpha One 12%Alpha Capital · 1-step | 12% | 5% | 8% trailing | $587 | 81% | $724 |
The lowest $100K fee is $466 at FundingPips and $397 at Alpha Capital. Counting failed attempts, Alpha Capital is cheaper to get funded for a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day: $468 against $536.
For the same trader, the highest pass chance at FundingPips is 1-Step Flex · 2% daily (99%) and at Alpha Capital Alpha Pro 10% (96%). A higher pass chance often costs a higher fee, so check the cost to get funded too.
The roomiest $100K plan at FundingPips is 2-Step Flex (12% static, daily 4%); at Alpha Capital it is Alpha Pro 10% (10% static, daily 5%). A static maximum loss gives more room than a trailing one of the same size.
FundingPips scores 4.5 and Alpha Capital 4.5 on Trustpilot (checked 4 November 2026).