4 The5%ers challenges, rules checked on The5%ers' own site on 1 November 2026. Each one is put through 20,000 simulated attempts with the same trader, so you can see what the rules do to your odds.
Independent. Rules checked on each firm's own site. Ranking is never paid for.
The cheapest The5%ers route to a funded $100K account is High Stakes New. For a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, it passes 91% of attempts in about 19 trading days, and getting funded costs $446 on average, failed attempts included.
| Plan | Target | Daily | Max loss | Fee | Pass chance | Avg. to funded |
|---|---|---|---|---|---|---|
| High Stakes NewThe5%ers · 2-step | 10% → 5% | 4% | 8% static | $405 | 91% | $446 |
| High Stakes ClassicThe5%ers · 2-step | 8% → 5% | 4% | 8% static | $455 | 91% | $501 |
Not offered at $100K, shown at their largest size instead:
| Plan | Target | Daily | Max loss | Fee | Pass chance | Avg. to funded |
|---|---|---|---|---|---|---|
| Hyper Growth · Pro GrowthThe5%ers · 1-step · $50K | 10% | 3% | 6% static | $329 | 89% | $368 |
| Hyper Growth · GrowthThe5%ers · 1-step · $10K | 10% | 3% pause | 6% static | $450 | 89% | $503 |
Reference trader: 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, no extra trading costs, 20,000 simulated attempts per plan, $100K accounts unless shown otherwise. Avg. to funded is the fee divided by the pass chance: what you spend on average, failed attempts included, before you hold a funded account. How the simulation works.
| Plan | 0.5% risk | 1% risk | 2% risk |
|---|---|---|---|
| Hyper Growth · Pro Growth1-step · $50K | 99% | 89% | 29% |
| Hyper Growth · Growth1-step · $10K | 99% | 89% | 73% |
| High Stakes New2-step · $100K | 99% | 91% | 67% |
| High Stakes Classic2-step · $100K | 99% | 91% | 69% |
Risk per trade moves these numbers more than the choice of plan. Hyper Growth · Pro Growth goes from 99% at 0.5% risk to 29% at 2%: at 2% risk, 100% of failed attempts end on the 3% daily limit: two losing trades in one day hit it. At 0.5% risk the best pass chance at The5%ers is High Stakes New (99%), though smaller risk also means more days to reach the target.
The reference trader is not you. Your win rate, R:R and risk decide which The5%ers plan suits you. The calculator ranks all 22 plans for your own numbers.
Run your own numbersTarget, limits and prices confirmed on The5%ers' own site: 10% target, 6% stop-out, 3% daily loss, at least 3 days closed in profit. The stop-out is static, measured from the starting balance. A $20K tier also exists ($189) but this tool uses $25K as its size step.
In the simulation: 89% of attempts pass, in about 10 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Target, limits and prices confirmed on The5%ers' own site. The 3% daily limit is a pause, not a breach: hitting it stops trading for the day and the account carries on. That forgiveness costs about five times the Pro Growth fee. No minimum profitable days. Static stop-out from the starting balance. A $20K tier also exists ($850).
In the simulation: 89% of attempts pass, in about 10 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on The5%ers' own site: 10% then 5%, at least 3 profitable days in each step. Risk rules change with account size: 5% daily and 10% max up to $25K, 4% and 8% from $50K. The fee is refunded once funded and Step 1 pays a small reward; neither is counted here, as refunds are not scored for any firm. A $2.5K tier ($19) also exists. No $200K.
In the simulation: 91% of attempts pass, in about 19 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Rules and prices confirmed on The5%ers' own site: 8% then 5%, at least 3 profitable days in each step. Risk rules change with account size: 5% daily and 10% max up to $25K, 4% and 8% from $50K. Compared with High Stakes New, a lower Step 1 target for a higher fee. Fee refunded once funded (not counted here). A $2.5K tier ($22) also exists. No $200K.
In the simulation: 91% of attempts pass, in about 17 trading days; 100% of failed attempts end on the maximum loss. Verified Nov 2026.
Among all 20 plans at $100K, The5%ers' best plan ranks #2 on cost to get funded for the reference trader. See the full ranking.
At $100K, the lowest fee is High Stakes New at $405. It is also the cheapest route to getting funded once failed attempts are counted: $446 on average for a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day.
It depends on the plan: Hyper Growth · Pro Growth: 3% of day-open balance; Hyper Growth · Growth: 3% of day-open balance, a pause, not a breach; High Stakes New: 4% of day-open balance; High Stakes Classic: 4% of day-open balance.
No. Every The5%ers plan here uses a static maximum loss, measured from the starting balance.
Hyper Growth · Pro Growth: 3 profitable days; Hyper Growth · Growth: none; High Stakes New: 3 profitable days per phase; High Stakes Classic: 3 profitable days per phase.
Your pass chance depends on your own win rate, R:R and risk more than on the firm. For a trader with 45% win rate, 1:2 R:R, 1% risk per trade, 2 trades a day, the simulated pass chance at The5%ers ranges from 89% (Hyper Growth · Pro Growth) to 91% (High Stakes New). Put your own numbers into the calculator to see yours.
The5%ers has a Trustpilot score of 4.7 (checked 4 November 2026). This site ranks rule sets, not whether a firm pays out; read recent reviews and The5%ers's own payout terms before you buy.
Read The5%ers' own rules before you pay: prop firms change their rules often. Spotted a change? Mail deals@propfirmodds.app.